When does coverage begin?

In Wisconsin, Workers Compensation coverage begins on the first day of work. This includes time in which you are training or under probation.

How many days do I need to be hurt (or off work) in order to receive workers compensation benefits?

You have to be hurt (or off of work) for a minimum of 3 days before the insurance company will pay you Workers Compensation benefits. Payment of benefits will begin on the 4th day of lost time. If you are injured for more than 7 calendar days, the insurance company must pay you for the first 3 days that you missed work. If you do not receive payment from the insurance company, it is extremely important that you contact us immediately.