What types of injuries are not covered by Costco workers compensation?
Experienced workers’ compensation lawyers that Milwaukee residents trust and rely on know that Costco workers face many hazards during their shifts. As a large warehouse environment, workers are vulnerable to suffering injuries or exposure to dangerous toxins and chemicals. An accident can occur suddenly at any time, so it’s important to be prepared and know how you can receive help if you experience a workplace injury. Workers’ compensation is a system put in place for the protection and benefit of workers in the event that they are injured on the job. However, there are certain types of injuries that are not covered by workers’ compensation. If you are a Costco worker who has sustained an injury at work, act quickly to talk to a lawyer who has experience providing clients with quality legal assistance.
What kinds of injuries are covered under Costco’s workers compensation?
Workers’ compensation is no-fault insurance that can be distributed to workers who have suffered a work-related injury or illness. There are many types of injuries that are eligible for workers’ compensation. Some injuries that are covered under Costco’s workers’ compensation include:
- Head injuries
- Knee injuries
- Leg injuries
- Back injuries
- Electrical/chemical burns
- Fractures or broken bones
- Occupational exposure (hearing loss, etc.)
What type of injuries are not covered under Costco’s workers’ compensation benefits?
While many workplace injuries are covered by workers’ compensation, it’s important to be aware of which aren’t. Types of injuries that are not covered under Costco’s workers’ compensation include the following:
- Self-inflicted injuries
- Stress-related injuries not tied to a certain incident
- Injuries caused by recklessness
- Injuries caused while committing a crime
- Injuries caused while under the influence of drugs or alcohol
- Injuries caused while violating Costco policies
If you are not sure if your workplace injury is covered by workers’ compensation, Milwaukee workers’ compensation lawyers can be of help. They can assess your injury and determine if you can file a valid claim.
What if insurance companies claim my injury is not work-related?
One of the most challenging parts of filing a workers’ compensation claim is getting your claim to be approved by your employer’s insurance adjusters. A lot of the time insurance companies will deny claims because of certain reasons. Some of the most common reasons why a claim may be rejected include the following arguments:
- The injury occurred outside of the workplace
- The injury was not serious enough
- The injury or illness developed as a result of pre-existing conditions
The obstacles often presented by employers’ insurance companies is one of the main reasons why injured workers are encouraged to consult with a lawyer about their workplace injury.
Legal Assistance is Available
There is legal help available for Costco workers who have been injured while working during their shift. If you are not sure whether your workplace injury qualifies you for benefits, a lawyer will be able to give you answers so you can take the next steps. Contact trusted Milwaukee workers’ compensation lawyers near you like one from Hickey & Turim SC so that you can get the help that you need.