Car Accident Lawyer
Ridesharing companies are some of the best ways to get around, especially if you’ve been enjoying an evening out on the town. Hailing one is easy since most are accessible via an app on your smartphone. What happens if you are a passenger in an Uber when the driver gets into an accident? Regardless of who is at fault for the crash, your injuries should be covered by the insurance Uber offers its drivers. If you utilize these services often, you should know how to handle an accident, should it occur.
Get Your Driver’s Information
Just as you would if you were the driver in a crash, it is essential that you obtain everyone’s personal information. This means getting photos of your driver’s license, insurance and vehicle registration. You want to also take pictures of the condition inside and outside of the car. Take note of the scene of the crash and try to remember the details. If you were not paying attention, that is fine. Be prepared to tell the insurance companies your account of the events that lead up to the collision. Take down the information for the other driver, and if no one has already done it, call the police. Tell them you were a passenger in an Uber accident and need a report.
Call the Insurance Company
The driver had their own auto insurance, and you should give them a call first. Many times, if the insurance carrier knows the driver was engaged in ridesharing during an accident, they will refer them and you to the Uber carrier. Personal auto insurance companies do not have to cover Uber crashes unless the driver had a commercial rider on their policy. Since most do not, it will defer to the Uber insurance which covers all active drivers connected to the Uber app at the time of the crash.
Get Medical Attention
If you are hurt in any way, you should immediately go to the hospital. Use your private medical insurance when you first enter a medical facility but tell the intake people that you were involved in an Uber accident. It is a good idea to sign a waiver allowing insurance companies to have access to your medical records. If you want to try and recoup out of pocket expenses related to your injury, the insurance companies will need to review your current and perhaps even prior medical records.
It can be startling to get in an accident as a passenger in an Uber. Know that there is proper insurance protection in place that should cover your injuries. Consult with a car accident lawyer in DC for further assistance with getting the help you need.
Thanks to the Law Firm of Frederick J. Brynn, P.C. for their insight into personal injury claims and car accident involving Uber.