When you are recovering after a car accident, a personal injury lawyer Racine, WI trusts knows that one of the most difficult parts of recovery can be trying to get fair compensation. This is made more difficult because of insurance agents and insurance companies trying to keep their bottom line as low as possible. Understandably, after an accident, one of your top concerns is likely about whether you will be able to pay your medical bills or what you will do if you are unable to go back to work right away. The attorneys at Hickey & Turim, SC can help you.
What happens with insurance agents after a car accident?
After any kind of a personal injury accident, it can seem like the bad news keeps piling on. Car accidents can feel even more personal because another person was physically on the scene of the accident that caused you to become injured. When you are dealing with all of this, you do not want to be harassed by insurance agents. A Racine, Wisconsin personal injury lawyer knows that after a car accident, the last thing you need is to talk with insurance agents. When they continue to call you, this is what you can do:
- Avoid getting upset. When you are recovering, you do not want to relive your car accident details over and over again. However, try to remain as polite as possible when you are on the phone.
- Be wary of providing personal information. Insurance agents may try to sneak as much information out of you as possible. The more they know about your finances and what happened during the accident, the more they can turn this information against you. You should provide the bare minimum by giving them your name and contact information.
- Avoid talking about your injuries. The insurance agent will try to be as nice as possible and ask how you are healing or how your injuries are doing. However, most of these conversations will be recorded and anything you say or leave out could be used to harm your claim. Tell the adjuster you want your attorney to speak to them on your behalf and politely get off the phone.
Getting into an accident can seem like a never-ending, difficult time. Don’t let insurance companies ruin this for you even more. Leave the insurance companies to your attorney. For more information on how our team can help you, reach out to Hickey & Turim, SC to speak with our personal injury lawyer in Racine, WI now.
How to Maximize Your Personal Injury Settlement
If you have been injured in an accident caused by someone else, you have the right to file a personal injury claim. What you say and do after the fact can affect your compensation. Here are some tips on how to maximize your personal injury settlement.
- Gather evidence promptly. No matter what type of accident you’ve been in, it is critical to gather evidence as soon as possible. The more evidence you have, the stronger your claim will be. Examples of evidence may include police reports, photos of the accident scene, medical records and statements from witnesses.
- Seek medical care immediately. One of the biggest mistakes accident victims make is waiting too long to see a doctor. Even if you do not feel too bad after the accident, you should still go to the emergency room. Some injuries don’t show symptoms right away and you do not want to put your health at risk. A doctor will evaluate your injuries and then recommend the proper treatment. If you delay medical care, the defendant’s insurance company may try to argue that you are not truly hurt.
- Be extra cautious on social media. These days, it can be difficult to stay off social media. However, if you are in the middle of a personal injury case, you need to be more careful about what you post. If you are claiming that you’re injured, but your social media posts paint a different picture, it could jeopardize your case.
- Hire a lawyer. Whether you have been hurt in a car accident or slip and fall accident, it is important to have a skilled personal injury lawyer in Racine, WI on your side. Personal injury claims can involve many complexities. Your lawyer can guide you through the entire process and prevent you from making costly mistakes. You will have a better chance of winning a favorable settlement.
- Don’t rush the process. If you have been out of work for a while because of your injury and medical bills are piling up, you may be eager to accept the insurance company’s first offer. However, you should avoid doing this. The insurance company’s initial settlement offer likely will not cover the cost of all the damages that resulted from the accident. Be patient and give your lawyer more time to negotiate a more favorable settlement.