Long Term Disability Lawyer Milwaukee, WI
Long term disability is a form of insurance that is meant to assist you in the event you become ill or injured, and cannot work for a period of time. Although the process is supposed to be straightforward, it is typically anything but simple. Despite paying your premium for many years, insurance companies are known to deny a legitimate disability claim. If you are not prepared to fight it, you could be left without a steady stream of income. If you’re in this situation, please call a long term disability lawyer in Milwaukee, WI; such as one from Hickey and Turim, S.C.
What Does Your Policy Cover?
Long term disability insurance typically covers a number of illnesses. Although injuries are often covered, approximately 95% of claims are not related to work. Chronic illnesses, degenerative diseases, cancer, mental illness, and certain neurological disorders are the most common illnesses that are the reason for filing for long term disability. In general, long term disability insurance should cover these medical issues. A long term disability lawyer Milwaukee, WI offers can review your policy and help you to understand what is, and is not, covered.
What Part of the Process Are You In?
Are You Ill or Injured, But Have Not Filed a Claim?
If you are struggling with an illness or injury, you may not have the time or energy to fill out complicated paperwork. You might know that you have long term disability insurance, but may not understand your policy. This is where a Milwaukee, WI long term disability lawyer may be able to help you. When you call Hickey and Turim, S.C., we can discuss:
- Your policy
- What conditions qualify for long term disability
- What you should and should not do
- The benefits of a lawyer
Have You Applied and Are Waiting for a Coverage Decision?
If you have applied for coverage, and have not heard anything for some time, you may want to call them to find out what is going on. It is not uncommon for insurance companies to intentionally delay a claim. This is done because without an official denial, you can’t appeal anything. This is considered to be bad faith insurance practices, and can be fought by a lawyer. In addition to this form of bad faith you may encounter:
- A concealment of policy benefits
- Misclassification of injuries to prompt a denial
- Unreasonable denial or delay
- Policy termination
- Partial payments
If you are facing this issue, this is not the end of the process. Our long term and social security disability lawyer Milwaukee, WI trusts can address these issues with you during a consultation.
Why Hickey and Turim, S.C.?
For years, Hickey and Turim, S.C. has been helping people like you get legal support and advice. We know how difficult it can be to stand up against insurance companies, especially at your most vulnerable times. We have successfully assisted clients with their long term disability applications, denials, and appeals. Find out how a long term disability lawyer in Milwaukee, WI can help you by calling our firm today.