Car Accident Lawyer Menomonee Falls, WI
Most of us complain about paying car insurance premiums — some can be pretty hefty depending on where you live, the type of car you drive, your age, or your driving record. However, if there comes a time where you are in an accident and that insurance policy comes into play, you will be relieved you have the coverage. That isn’t to say that everyone else involved in your accident will be covered by insurance to a similar degree. This is one of the many reasons why it’s important to speak with an experienced Menomonee Falls, Wisconsin car accident lawyer from Hickey & Turim, SC as soon as you’ve been involved in a collision. Obtaining a fair settlement from your own insurance provider and negotiating with the insurance providers of the other drivers involved is not an easy scenario to navigate. By working with a Menomonee Falls, WI car accident lawyer, you can better ensure that you receive the compensation you’re entitled to from all insurers and/or responsible parties.
Automobile Insurance is Required
Each state has a minimum coverage requirement that drivers must meet before they can legally operate their vehicles. However, not all motorists honor these requirements. In the event of an accident, the amount and type of coverage you carry and the amount the other drivers involved carry will have a bit impact on what you may be able to recover for medical expenses and property damage without filing a personal injury lawsuit. If the other driver’s (or drivers’) insurance coverage is inadequate or an insurer refuses to pay you compensation you’re owed, you may need to work with a Menomonee Falls, WI car accident lawyer to file a lawsuit to recover the damages you’re entitled to.
The Policy When Living in an At-Fault State
Any time you are involved in an automobile accident with another driver, you need to exchange all information pertinent to each other including all insurance information, insurance company’s name, policy number, and policyholder’s name, along with the driver’s personal information. After speaking with your Menomonee Falls, WI car accident lawyer, you’ll also want to report the accident to your insurance provider. If appropriate, and law enforcement are involved, get a copy of the police report.
In an at-fault state, the insurance company of the driver responsible for the accident is generally on the hook for covering any costs associated with the accident. This will include, but not be limited to:
- Property damage (repair or replace)
- Car rental costs
- Medical expenses
You will be contacted by the other driver’s insurance provider and assigned a claims agent who will investigate the facts of the accident, give your claim a dollar value, then work to settle the claim without going to court.
The claims agent may ask you to make a recorded statement. You are not required to do this and you should avoid doing so unless given the “green light” to go ahead by your Menomonee Falls, WI car accident lawyer.
You should also refuse to provide the claims adjuster with signed medical authorizations without first speaking with your lawyer. Let the claims adjuster know that once you feel your injuries are fully healed and treatment has been completed you will give them any records that pertain to the accident as a part of the settlement demand.
Keep in mind that the insurance company for the driver who was at fault for the accident is not working for you. The goal of the insurance provider is to settle for the least amount possible. This is another good reason to consult with a Menomonee Falls, WI car accident lawyer before signing any settlement agreement.
Hiring an attorney to work on your behalf will ensure that the settlement you receive is fair and reasonable. Your lawyer will advise you when the insurance settlement is presented to you and can contact the insurance provider to negotiate a better outcome. If the settlement is not acceptable, your attorney will represent you in court to help you obtain what you deserve. Contact Hickey & Turim, SC today to learn more!