Car Accident Lawyer Manitowoc, WI
Anyone who has ever been involved in a car accident knows these incidents can inspire a significant amount of stress and anxiety. Aside from the physical and emotional pain from the injuries, there are often many financial concerns. Medical bills can skyrocket, making it impossible to keep up. You will likely face expensive car repairs, or you may even have to replace your vehicle. Fortunately, if the car accident isn’t your fault, you should be able to hold the responsible party (or parties) accountable for their actions. Depending on the circumstances of your case, a Manitowoc, Wisconsin car accident lawyer from Hickey & Turim, SC should be able to help you accomplish that aim.
The Other Party’s Car Insurance
Generally, when you’re in a position to make an injury claim following a car accident, auto insurance providers will pay first. Following a car accident, you should exchange insurance information with the other driver. If the crash wasn’t your fault, you’ll work with your Manitowoc, WI car accident lawyer to make an injury claim with the other driver’s insurance company. That provider should cover a portion of your medical bills, including diagnosis, treatment and recovery.
Your Car Insurance
Once the other driver’s insurance company reaches the claim limit and pays out as much as the policy will allow, you and your Manitowoc, WI car accident lawyer will likely turn to your car insurance. Your policy should have personal injury protection, which will cover medical costs for each person in the vehicle up to a certain dollar amount.
Your Health Insurance
If you have exhausted all financial payments from auto insurance carriers, your health insurance should step in and take care of the rest. Be aware that co-pays and deductibles will still apply, so you may have some out-of-pocket costs Check with your provider to make sure your treatments fall under accepted coverage.
Often, you will get medical care before your claim is processed. For example, immediately following a car accident, you may ride in an ambulance to the hospital for treatment. You should eventually get a reimbursement check to help cover anything you paid. You should keep a record of your expenses and hang onto receipts so your Manitowoc, WI car accident lawyer can submit them to the insurance companies.
Involving an Attorney
If the insurance companies deny your claim or refuse to honor your policy, your Manitowoc, WI car accident lawyer will help you explore your additional legal options. Our firm is accustomed to working with auto and health insurance companies and filing personal injury claims in court. We’ll be able to help you with whatever course(s) of action is right for you and your situation. Contact Hickey & Turim, SC today! We look forward to speaking with you.