No matter what type of business you phone your employers may get hurt while at work, and workers’ compensation insurance also known as Worker’s Comp. is going to help give your lease the benefits they need to suffer a work-related injury or illness.
Workers’ compensation can protect your business and your employees by helping to cover missed wages if you’re injured or ill work and need time off to recover; Workers’ compensation can also help to cover medical expenses to treat your ill or injured employee; workers’ compensation can also cover vocational rehabilitation if you work in its ongoing care to help them get back to work; death benefits such as funeral costs for workers who have passed away in a work-related incident are also covered by workers’ compensation.
Workers’ Comp Laws Vary By State
Each state is in charge of its own workers’ compensation program which means that state laws for workers’ compensation can be different pending on the location of your business. This also means that each state sets the premade amounts of benefits based on the economy and the risk of their businesses.
Your state will decide who handles and sells workers’ compensation policies such as statement agencies, private insurance companies, or the state itself. If your employee gets injured on the job while acting on the behalf of your company, Worker’s Comp. can help them. This might look like your worker driving a boat and getting in an accident, but if driving that boat is part of their job, then workers’ compensation will cover the medical costs and help with their care.
What Does It Cover?
Worker’s Comp. can also cover injuries from work-related violence, terrorism, or natural disasters. Did you know that about 30% of all Worker’s Comp. cases are sprains and strains? These are usually happening due to heavy lifting, and in most cases, these injuries take about 12 days before the employee is allowed to return to work. Labor, freight, stock, material moving, and nursing assistants are those who see strains and sprains the most in their duty work.
The second-highest percentage of workers’ compensation cases are for slips, falls, and trips. These are about 27% of all claims. And remember that Worker’s Comp. is not only cover work with injuries, it can also cover employee illness as long as you can trace your illness back to your workplace in some way, such as the chemicals that you work around causing cancer.
Available Compensation from Work-Related Injuries
A workers’ compensation lawyer will review your claim to understand the extent of your injuries. Our team might review medical records and call upon expert witnesses. Using these findings, a numerical value of what your case is worth can be set. In general, the worse the injury is, the more compensation you may be entitled to. At Hickey & Turim, S.C., we represent clients who have suffered temporary disabilities, permanent disabilities, traumatic injuries, repetitive stress injuries, and workplace-related illnesses. Our team of lawyers has recovered damages for:
- All associated medical expenses
- Rehabilitative therapy
- Lost wages
Contact a Qualified Workers’ Compensation Lawyer
If you are unable to work or have been denied a claim, call Milwaukee worker’s compensation lawyers to determine how you can get the money you deserve.