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April 17, 2019

What Is an Independent Medical Examination?

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Posted in Wisconsin Workers Compensation Related News

Milwaukee Personal Injury Lawyer

When you’ve been hurt in a car accident, it’s tough enough. To make matters worse, the insurance company might ask you to see an independent doctor. While this might seem simple enough, it isn’t always straightforward. Some people believe that the new doctor will only reaffirm what the former doctor has been saying. If anything, it might look like it could help the case. Unfortunately, this isn’t always the case.

What Is an Independent Medical Examination?

An independent medical examination is when an independent doctor examines you. These exams are supposed to assess your car accident injuries. While the idea behind them is for the examination to be unbiased, this isn’t always the case. The insurance company chooses the IME doctor and it’s important to recognize that the doctor may look for ways to tilt the findings in the insurance company’s favor.

Often, when an IME is finished, there are a few common conclusions. These conclusions include:

  • Your car accident injuries are not as severe as you say they are.
  • You did not suffer injuries.
  • Your injuries were not caused by a car accident.

Now, keep in mind that IMEs do not always turn out like this. In fact, sometimes they may be unbiased and independent. Still, the purpose of an IME is for the insurance company to find a reason to offer you less money or to deny your claim.

What Should You Do During an IME?

If you have to attend an IME, then you will want to bring someone with you. Bring a spouse, family member or a friend along with you. This person is a witness that can confirm your story of what happened. If there are any disputes about the exam, the witness will be able to back you up. If you can, feel free to bring a medical professional along with you so that there is a second medical opinion.

While there, never exaggerate your pain or discomfort. You don’t want there to be any inconsistencies. You’re going to be under observation as soon as you get there. Make sure to keep note of everything that happens at the examination.

When it comes to independent medical examinations, patients are often nervous about receiving them. After all, there are horror stories of doctors working for insurance companies and completely dismissing injuries. The best way to avoid a horror story is to take someone with you and to remain consistent during the examination. For more information on how to handle an IME, contact a Milwaukee personal injury lawyer now.

Contact Hickey & Turim, SC for their insight into personal injury law and car accident injury claims.

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