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September 30, 2015

Am I Covered by the Wisconsin Worker’s Compensation Act?

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Posted in Legal Advice

While most employees in Wisconsin are covered by the Wisconsin Worker’s Compensation Act, there are some exceptions. If you are injured in the workplace, it’s important to know how and if you are covered.

The majority of employers in Wisconsin must carry Worker’s Comp insurance. If employers have more than three full or part time employees, or have one or more employees with gross combined wages of at least $500.00 in a calendar quarter, they are subject to the Worker’s Comp Act.

What are the exceptions?

There are special rules for some farm employees, domestic workers, independent contractors, volunteers that do not receive more than $10.00 per week, and some religious sect members.

A couple of other exceptions include the Merchant Marine Act of 1920 which covers seamen, and the Longshoremen’s and Harbor Worker’s Compensation Act which covers those loading and unloading vessels.

What about federal jobs?

Federal government employees such as members of the armed forces, postal workers, or veterans’ administration hospital employees are covered by Federal Worker’s Compensation laws. The Federal Employer’s Liability Act covers interstate railroad employees.

If you are unsure if your employer is required to carry Worker’s Comp insurance, or if you think you may qualify as one of the few exceptions, it is important to contact our office today!

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