An Introduction to Workers’ Compensation Benefits
Workers’ compensation can help protect employees and employers. The concept seems fairly straightforward, but if you’re new to the world of workers’ comp, it’s easy to get confused. Whether you’re an employer or employee with questions, experienced Milwaukee, Wisconsin workers’ compensation lawyers are here to help.
What is workers’ compensation?
Workers’ compensation is a state-regulated program that provides financial support to employees who have been injured while on the job. This program covers lost wages, future wages, and in most cases, reimbursement for medical costs associated with the injury sustained. It is important to note that not every worker qualifies for workers’ compensation coverage. For example, if a contractor (worker who is not technically employed by a business it is providing services for) is injured while working, he or she will need to speak with Milwaukee, WI workers’ compensation lawyers about alternative legal methods of receiving injury-related compensation.
Are employers required to carry workers’ compensation?
Yes. Most employers are required by law to carry this insurance. And not just because it protects employees — workers’ compensation protects employers, too. if an employee is injured on the job, paying into workers’ comp insurance makes sure the business owner is financially covered when that injury happens.
Is every on-site injury covered by workers’ compensation?
No. While most employee injuries are covered regardless of fault, some injuries are not covered. For example, if an on-site injury is sustained as a result of an employee being intoxicated or incapacitated as a result of drug or alcohol use, it will not be covered under workers’ comp. Please consider speaking with Milwaukee, WI workers’ compensation lawyers if you are concerned that issues of fault may impact your ability to successfully submit a claim.
What if an employee falls ill as a result of their work?
Workers’ compensation also covers illness caused directly by the duties of a job. This, however, can be more difficult to file a claim for. Some job-related illnesses can take years to fully manifest. With that said, it is important to speak with an attorney before deciding that submitting an illness-related claim would be futile. If your job caused you to fall ill, you deserve compensation if it is at all possible to secure.
How long does an employee have to file a claim?
Unfortunately, there is no single correct answer to this question. The laws regarding this vary from state to state, so be sure to speak with an attorney about workers’ compensation statute of limitations laws in your area. That being said, it’s almost always better to file a claim as soon as possible.
If a workers’ compensation claim is successful, what kind of costs are covered?
Workers’ compensation may cover more than you think. In addition to covering lost wages for time away from work, this program covers compensation for future income lost (in specific cases). It also covers payment/reimbursement for medical costs associated with the injury or illness and pays out benefits to the families of workers who were killed on the job.
Should an employee work with a lawyer to file a workers’ compensation claim?
As with any legal matter, knowledge and experience are key. While it’s possible to pull off a DIY workers’ compensation claim, it’s not recommended. Having Milwaukee, WI workers’ compensation lawyers help to comb through complex legal materials can ensure the process is smooth and that employees who file claims are compensated appropriately.
Workers’ compensation is no simple matter, but it is an incredibly important one. This program helps keep workers and workplaces safe, and it serves an important purpose for employers, as well. If you have any questions about workers’ compensation, be sure to contact Hickey & Turim, SC today. We will be happy to help.
The Basics of Workers Compensation Claims
If you have suffered an injury as a result of performing a task while on the job, you might want to consider hiring workers compensation lawyers Milwaukee, WI residents trust from Hickey & Turim, S.C. to represent your case. We have over 70 years of experience serving the public and we have seen many claims from injured workers.
It is important to us that our clients understand the basic ins and outs of a workers compensation claim. To get you started, we have listed a couple topics about workers comp claims — and remember, you can always speak to workers compensation lawyers Milwaukee, WI depends on for more information.
Workers Compensation Titles
There are several different titles associated with workers compensation claims. The title of your own claim will likely determine how much compensation you could receive.
-Temporary Total Disability: unable to work due to being under active medical treatments
-Temporary Partial Disability: able to do some work but still healing from injury
-Permanent Partial Disability: a title for some types of permanent conditions, but do not cause the person to be completely unable to work
-Permanent Total Disability: employee is not able to return back to work completely
-Disfigurement/Mutilation: compensation for scarring or disfigurement of some sort (often in the absence of impairment, but can be an addition to other disabilities)
The legal system is built in a way that should protect workers in their compensation claims. Any Milwaukee resident suffering from the result of an injury while at work should feel free to seek out the professional advice of the Milwaukee workers compensation lawyers from Hickey & Turim, S.C. If you were injured on the job, you don’t have to go through the claims process on your own. Workers compensation is a program intended to assist workers in need of assistance, and the majority of employers are required to purchase workers compensation coverage.
At Hickey & Turim, S.C., our goal is to help injured clients obtain compensation so that they do not have to pay for their injuries out of their own paychecks. We understand that an injury not only affects the person hurt, but also impacts his or her entire family. Choosing a team of experienced workers compensation lawyers Milwaukee, WI can provide may be imperative for winning your case.
Important Questions Your Attorney May Ask
- Was the injury moderate to severe?
- Did you need surgery?
- Are you likely to return to work again?
- Do you have outstanding medical bills from your injury?
- Do you believe you are not receiving the correct benefits?
- Do you have pre-existing disabilities?
- Do you believe there are additional benefits you are qualified for and not receiving?
- Do you feel more comfortable having the assistance of a lawyer during the claims process?
Workers’ Compensation Attorneys You Can Trust
If you have been hurt at work, you should be considering filing a workers’ compensation claim with your employer. Workers compensation lawyers in Milwaukee, WI understand that most workers in the United States are eligible to seek workers’ compensation and filing a claim is often the best way to make sure that you get the monetary compensation for your injury that you deserve and that you need to get back on your feet. If this is your first on-the-job injury, however, you may not know where to start. That is where the workers compensation lawyers Milwaukee, WI trusts at Hickey & Turim, S.C. can help.
m, S.C. have many years’ of experience representing workers just like you in workers’ compensation claims. They know the Wisconsin workers’ compensation law that will apply to your case. This means that they not only know how to get you a fair result, but they also know how to do it quickly and cost effectively. Here are just a few of the questions the competent, caring attorneys at Hickey & Turim, S.C. can help you answer for your claim:
Do I qualify for workers’ compensation?
If your employer has more than five employees, the answer is most likely, “yes.” Workers’ compensation is a type of insurance designed to protect employees who are injured at work. Federal and state law requires that most employers provide this insurance and also sets requirements for the content of the insurance policy.
How do I file a workers’ compensation claim?
First, you should notify your employer of your workplace injury as soon as you are physically able. After this, you will begin a workers’ compensation claim by filing paperwork with your employer. Your employer should provide this paperwork to you, typically through your human resources department. You should complete the paperwork thoroughly and carefully, ideally with the input of a qualified and experienced Milwaukee, WI workers compensation lawyers.
What kind of compensation can I receive?
Depending on the law of your state, you may be entitled to compensation for the medical bills related to your injury, including the cost of any prescription medication, surgery, or procedures necessary for your treatment, time you missed from work, and the cost of any rehabilitative therapy, including physical and occupational therapy, that you need to return to your job. You may also be entitled to job retraining if you are unable to return to your previous work. Likewise, you may qualify for compensation for any permanent disability or disfigurement.
These are just a few questions the workers compensation lawyers for Milwaukee, WI at Hickey & Turim, S.C. can help you answer for your specific case. Call the attorneys at Hickey & Turim, S.C. today to set up an initial, no obligation, consultation to discuss your claim. The attorneys at Hickey & Turim, S.C. can help you from the very beginning of your claim, giving you advice for how to complete your workers’ compensation paperwork. Workers compensation lawyers Milwaukee, WI trusts will continue helping you gather necessary receipts and other information necessary to substantiate your claim, and will finally help you make your case, if necessary, to a workers’ compensation board who will evaluate your claim.
Contact the Workers Compensation Lawyers Milwaukee, WI Families Trust
Protecting the public is an important career choice for us, and we take pride in our ability to get justice for our clients. If you’ve been injured on the job, you deserve to know that you have a team of capable and compassionate workers compensation lawyers in Milwaukee, WI on your side. Please contact us today at (262) 797-6677 so our workers compensation lawyers Milwaukee, WI families turn to may help you get on the road to recovery.