Manitowoc Car Accident Lawyer

Car Accident Lawyer Manitowoc, WI 

Anyone who has ever been involved in a car accident knows these incidents can inspire a significant amount of stress and anxiety. Aside from the physical and emotional pain from the injuries, there are often many financial concerns. Medical bills can skyrocket, making it impossible to keep up. You will likely face expensive car repairs, or you may even have to replace your vehicle. Fortunately, if the car accident isn’t your fault, you should be able to hold the responsible party (or parties) accountable for their actions. Depending on the circumstances of your case, a Manitowoc, Wisconsin car accident lawyer from Hickey & Turim, SC should be able to help you accomplish that aim.

The Other Party’s Car Insurance

Generally, when you’re in a position to make an injury claim following a car accident, auto insurance providers will pay first. Following a car accident, you should exchange insurance information with the other driver. If the crash wasn’t your fault, you’ll work with your Manitowoc, WI car accident lawyer to make an injury claim with the other driver’s insurance company. That provider should cover a portion of your medical bills, including diagnosis, treatment and recovery.

Your Car Insurance

Once the other driver’s insurance company reaches the claim limit and pays out as much as the policy will allow, you and your Manitowoc, WI car accident lawyer will likely turn to your car insurance. Your policy should have personal injury protection, which will cover medical costs for each person in the vehicle up to a certain dollar amount.

Your Health Insurance

If you have exhausted all financial payments from auto insurance carriers, your health insurance should step in and take care of the rest. Be aware that co-pays and deductibles will still apply, so you may have some out-of-pocket costs Check with your provider to make sure your treatments fall under accepted coverage.

Reimbursement

Often, you will get medical care before your claim is processed. For example, immediately following a car accident, you may ride in an ambulance to the hospital for treatment. You should eventually get a reimbursement check to help cover anything you paid. You should keep a record of your expenses and hang onto receipts so your Manitowoc, WI car accident lawyer can submit them to the insurance companies.

Involving an Attorney

If the insurance companies deny your claim or refuse to honor your policy, your Manitowoc, WI car accident lawyer will help you explore your additional legal options. Our firm is accustomed to working with auto and health insurance companies and filing personal injury claims in court. We’ll be able to help you with whatever course(s) of action is right for you and your situation. Contact Hickey & Turim, SC today! We look forward to speaking with you. 

Types of Car Accident Cases We Handle in Manitowoc, WI

Car accidents rarely follow a single pattern, and the type of collision you were involved in can have a direct impact on how your claim is handled and what damages you may be able to recover. A car accident lawyer in Manitowoc, WI can evaluate the specific facts of your situation and help you pursue fair compensation.

• Rear-End Collisions: These are among the most frequent types of crashes on Wisconsin roads and often occur when a driver is following too closely or is distracted. While they are sometimes dismissed as minor, rear-end impacts can cause serious injuries including whiplash, herniated discs, and concussions.
• Head-On Collisions: When two vehicles strike each other front to front, the force involved is significant and injuries are often severe or fatal. These crashes frequently involve a driver crossing the center line due to distraction, impairment, or fatigue.
• Intersection Accidents: Running red lights, failing to yield, and misjudging gaps in traffic are common causes of T-bone and angle crashes at intersections. Determining fault in these cases often depends on witness accounts, traffic camera footage, and physical evidence from the scene.
• Sideswipe Accidents: These collisions happen when two vehicles traveling in the same or opposite directions make contact along their sides, often during unsafe lane changes or merging. Although they may seem less serious, sideswipes can cause drivers to lose control and result in secondary crashes.
• Single-Vehicle Accidents: Not every car accident involves multiple vehicles. Crashes caused by road defects, missing signage, debris, or animals in the roadway may give rise to claims against a government entity or third party rather than another driver.
• Drunk Driving Accidents: When a driver causes a crash while impaired, the injured party may be entitled to both compensatory and punitive damages. Wisconsin law takes impaired driving seriously, and a criminal conviction can support a related civil claim.
• Distracted Driving Crashes: Texting, adjusting navigation systems, and other in-vehicle distractions contribute to a substantial number of accidents each year. According to the National Highway Traffic Safety Administration, distracted driving claimed 3,308 lives in the United States in 2022.
• Hit and Run Accidents: When an at-fault driver flees the scene, injured victims still have options. Uninsured motorist coverage under Wisconsin law may provide a path to compensation even when the other driver cannot be identified or located.
• Multi-Vehicle Pileups: Chain-reaction crashes involving three or more vehicles present particular challenges when it comes to sorting out fault and insurance coverage. Multiple policies may be in play, and the sequence of impacts matters a great deal in these cases.
• Teen and Inexperienced Driver Accidents: Newly licensed drivers are statistically more likely to be involved in crashes due to limited experience and risk-taking behavior. When a young driver’s negligence causes harm, their parents or guardians may also bear liability in certain circumstances.

Wisconsin law requires drivers to carry minimum liability insurance, but those limits are not always enough to cover serious injuries. Understanding your own policy, including uninsured and underinsured motorist coverage, is an important part of protecting yourself after a crash.

If you were hurt in a motor vehicle collision in the Manitowoc area, Hickey & Turim, SC is ready to help you understand your legal options and take action. Reach out today to discuss the details of your case.