Transcript:
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If your injury causes a permanent disability, you should contact an attorney who specializes in workers compensation. I say that because one, insurance companies often will miscalculate the actual value of the percentage of disability and potentially pay you the wrong amount. And second, oftentimes the insurance carrier will not actually tell you that if you require permanent work restrictions as well as that percentage of disability, you may have a claim for what’s called loss of earning capacity
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or vocational retraining benefits. Most injured workers are focused on the percentage of disability that’s assigned by the doctor and not so much on the permanent work restrictions. When in reality, the permanent work restrictions may actually be where the value is in the case rather than the functional percentage.
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