Workers Compensation Lawyer Mequon, WI
Workers’ compensation is something that every place of work is required to have. At least, that’s what you’d think, right? Wisconsin has very specific rules in place to determine whether a workplace must have workers’ comp., and because the legal team at Hickey & Turim, SC cares about you, we’re going to walk you through it.
Workers’ comp. is a scary thing, we get it. We strive to make it easier for you to handle any legal matters relating to workers’ compensation.
Wisconsin Workers’ Compensation Rules
Workers’ compensation is an insurance policy that protects employees if they are injured while at work. Employers cannot be sued for damages, medical care or lost wages if their employees are injured while at work because worker’s comp. Ensures the employees receive medical benefits and pay benefits.
However, each state typically has different laws regarding when an employer has to have workers’ compensation available.
In Wisconsin, there are four rules regarding workers’ comp. and when an employer has to provide it.
- You must employee 3+ part-time or full-time employees. Insurance must be provided immediately.
- Employ 1+ part-time or full-time employees that have received $500+ in wages in a calendar quarter. They must provide insurance by the 10th day of the month in the next quarter.
- If you are a farmer and you employed 6+ workers on the same day for 20+ days, you must get insurance after the 10th day (after day 20 of employment).
- Out-of-state employers are required to have worker’s compensation if they have employees working in Wisconsin. This policy has to be with a company that is in Wisconsin or licensed to provide insurance in WI.
More or less, what that means is if you fall into these categories and you are an employer, your business must have workers’ compensation insurance. If you are an employee, and you think your work falls under these categories, feel free to ask your boss if workers’ compensation is available.
But you ask, what happens if your company does not have insurance and you are injured at work? Luckily, that’s something Wisconsin has taken into consideration.
What Is Uninsured Employers Fund
The Uninsured Employers Fund, or UEF, pays out worker’s compensation benefits on worker’s compensation claims where the employees were injured at work but their job is illegally uninsured. When a claim is filed and meets the standards, the UEF pays out benefits in the same manner that the company would if it had insurance.
The UEF is funded from penalties assessed against employers that illegally operate without insurance. These penalties are mandatory and are non-negotiable. If your company does not provide compensation insurance, then they will be fined and that money will go into the fund for other workers that need it. UEF also pursues the uninsured company for benefits that they (the UEF) paid to the employee.
A workers’ compensation lawyer in Mequon, WI can help you decide whether you need to go through the UEF or not. The team at Hickey & Turim, SC wants to see you safe, and ensure you receive the care you need after a workplace injury.
Reach out to the legal team at Hickey & Turim, SC today for all of your workers’ compensation needs.